Well, we paid to break the lease early on our apartment and we will be out at the end of the month. We had to pay a month's rent to break the lease which ends on May 31. So while we basically paid rent for April, we will recoup that money in April and then save about $1200-1500 in May. So we are basically making over 1K to break the lease early. I'm okay with that.

I have projected out through the end of 2009 and as long as my job remains stable we should have over 10K saved by December, and this includes paying my car off from savings in June! My car loan is at 6.6K @ 4.99% currently and my payoff amount come June will be about 4K. I figure it makes more sense to pay my car off that is at 4.99% than leave my money in savings earning a measly 1.65%. That will free up $650/mo (don't worry my payment is only $264 I just pay more) and I will have my car paid off more than 2.5 years early!

With that $650 I will max my Roth contributions (although I'm not sure how to do that from the T. Rowe Price website because they always want like a min. of $1000 and I'm like what? I just want auto withdrawals of about $50 to each mutual fund of my choosing per month to add up to around $416). And $300 will be added to savings. I will use some of the remainder to give myself a cost of living raise because I have been banking all my raises for the past two years.