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    <title>New Beginnings</title>
    <link>http://kquealey.savingadvice.com</link>
    <description>A personal finance blog with a little bit of both personal and finance thrown into it.</description>
	<webMaster>info@savingadvice.com</webMaster>
	<managingEditor>Financeaholic</managingEditor>
    <language>en-us</language>
	         <item>
      <title>Wowza</title>
      <link>http://kquealey.savingadvice.com/2009/11/18/wowza_55200/</link>
      <description>Yesterday was a helluva day. Warning - kinda sad and ranty.&lt;br /&gt;
&lt;br /&gt;
My mom called me around 10AM at work and said she was taking her dog in to get a c-section and it was at 11:15 if I wanted to watch. She just went through a c-section with another dog and when the momma dog came to she...</description>
      <pubDate>Wed, 18 Nov 2009 08:42:49 PST</pubDate>
	  <author> (Financeaholic)</author>
    </item>
    <item>
      <title>Whew ...</title>
      <link>http://kquealey.savingadvice.com/2009/11/11/whew-_55025/</link>
      <description>Feeling a bit pooped today. And worried. I'm a worrier and I hate it! I have no reason to be worried about my job or DF's job security but I still do. &lt;br /&gt;
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I'll be taking three weekdays off (coinciding w/a weekend for a total of five days) when our house closes and I'll be setting up...</description>
      <pubDate>Wed, 11 Nov 2009 16:03:27 PST</pubDate>
	  <author> (Financeaholic)</author>
    </item>
    <item>
      <title>Our House!</title>
      <link>http://kquealey.savingadvice.com/2009/11/09/our-house_54957/</link>
      <description>Yesterday, DF and I took a tour of our soon to be home and it looks AMAZING! The last few things they have to do are install the carpets, appliances, and fixtures. Then they landscape the front yard and we have a corrections walk-thru to get any nicks, etc. fixed before we move in....</description>
      <pubDate>Mon, 09 Nov 2009 08:19:53 PST</pubDate>
	  <author> (Financeaholic)</author>
    </item>
    <item>
      <title>Holy Cow</title>
      <link>http://kquealey.savingadvice.com/2009/11/05/holy-cow_54846/</link>
      <description>I think I may have just possibly negotiated a $1200/mo. raise bringing my take home pay to around $3800/mo. It would require me to work 10-15 more hours per week but I was going to look for a part time job anyways so this is perfect ... I would start mid-November if this actually pans...</description>
      <pubDate>Thu, 05 Nov 2009 07:44:40 PST</pubDate>
	  <author> (Financeaholic)</author>
    </item>
    <item>
      <title>Persistent Headache</title>
      <link>http://kquealey.savingadvice.com/2009/11/04/persistent-headache_54826/</link>
      <description>Oh my goodness life is stressful lately. Between buying a home, planning a wedding, and full-time work, I'm finding it hard to keep my head on straight! &lt;br /&gt;
&lt;br /&gt;
DF and I are supposed to close on our house on 11/30 but we aren't holding our breath because financing is so backed up and the...</description>
      <pubDate>Wed, 04 Nov 2009 11:46:00 PST</pubDate>
	  <author> (Financeaholic)</author>
    </item>
    <item>
      <title>New House Budget - Realistic?</title>
      <link>http://kquealey.savingadvice.com/2009/08/21/new-house-budget-realistic_53098/</link>
      <description>Income&lt;br /&gt;
$2650 (me)&lt;br /&gt;
$2000 (fiance)&lt;br /&gt;
$550 (renter)&lt;br /&gt;
$400+ (part-time jobs)&lt;br /&gt;
Total - $5600&lt;br /&gt;
&lt;br /&gt;
Expenses&lt;br /&gt;
$1314 (mortgage)&lt;br /&gt;
$250 (prop. taxes)&lt;br /&gt;
$36 (HOA dues)&lt;br /&gt;
$40 (home ins.)&lt;br /&gt;
$300 (car ins.)&lt;br /&gt;
$245.03 (car payment)&lt;br /&gt;
$150 (ROTH me)&lt;br /&gt;
$150 (ROTH fiance)&lt;br /&gt;
$175 (fuel)&lt;br /&gt;
$250 (utilities)&lt;br /&gt;
$250...</description>
      <pubDate>Fri, 21 Aug 2009 18:45:56 PST</pubDate>
	  <author> (Financeaholic)</author>
    </item>
    <item>
      <title>House Musings, Engaged, the Usual ...</title>
      <link>http://kquealey.savingadvice.com/2009/08/21/house-musings-engaged-the-usual-_53097/</link>
      <description>I have been gone for far to long but I have been keeping up with everyone's blogs. Too much has happened since my last post. My boyfriend proposed to me on July 4th and of course I said yes! We have also taken the leap into homeownership. We made an executive decision to buy through...</description>
      <pubDate>Fri, 21 Aug 2009 18:25:24 PST</pubDate>
	  <author> (Financeaholic)</author>
    </item>
    <item>
      <title>Paid Off Car</title>
      <link>http://kquealey.savingadvice.com/2009/04/26/paid-off-car_50593/</link>
      <description>I paid of my car last Wednesday and my net worth jumped from a couple thousand to 18K! &lt;br /&gt;
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</description>
      <pubDate>Sun, 26 Apr 2009 20:20:35 PST</pubDate>
	  <author> (Financeaholic)</author>
    </item>
    <item>
      <title>6K Payoff on Wednesday</title>
      <link>http://kquealey.savingadvice.com/2009/04/20/6k-payoff-on-wednesday_50465/</link>
      <description>Hello folks! It's a gorgeous day in WA today, I can't wait to be off work! So you read the title right; I have pulled a little over 6K from savings and I will be paying my car off with that on Wednesday. My savings will be at a paltry $50 or so after that. But by the end of the month...</description>
      <pubDate>Mon, 20 Apr 2009 08:32:27 PST</pubDate>
	  <author> (Financeaholic)</author>
    </item>
    <item>
      <title>2009 Projections &amp; New Beginnings</title>
      <link>http://kquealey.savingadvice.com/2009/03/11/2009-projections-new-beginnings_49286/</link>
      <description>Well, we paid to break the lease early on our apartment and we will be out at the end of the month. We had to pay a month's rent to break the lease which ends on May 31. So while we basically paid rent for April, we will recoup that money in April and then save about $1200-1500 in...</description>
      <pubDate>Wed, 11 Mar 2009 09:23:23 PST</pubDate>
	  <author> (Financeaholic)</author>
    </item>
    <item>
      <title>Questions and Concerns - Need Advice &amp; Reassurance</title>
      <link>http://kquealey.savingadvice.com/2009/02/28/questions-and-conerns-need-advics-reassu_48870/</link>
      <description>Ugh, so many things on my mind. This will be quite a regurgitation of thoughts.&lt;br /&gt;
&lt;br /&gt;
BF has very little work right now (he works as a contractor) so we are quite tight every month. He would get about $1400 unemployment every month while I make about $2400 every month. This easily covers...</description>
      <pubDate>Sat, 28 Feb 2009 13:03:19 PST</pubDate>
	  <author> (Financeaholic)</author>
    </item>
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      <title>A new year means new goals!</title>
      <link>http://kquealey.savingadvice.com/2009/01/02/a-new-year-means-new-goals_46802/</link>
      <description>Haven't written in awhile. I made it through the holidays alive but with a little bit of credit card debt. It sucks but I'm not that disappointed with myself. I was able to get my family useful presents for the cheapest I have ever been able to manage around the holidays. &lt;br /&gt;
&lt;br /&gt;
I think...</description>
      <pubDate>Fri, 02 Jan 2009 11:18:22 PST</pubDate>
	  <author> (Financeaholic)</author>
    </item>
    <item>
      <title>The Weekend</title>
      <link>http://kquealey.savingadvice.com/2008/11/17/the-weekend_45199/</link>
      <description>... was very spendy. Basketball Boy and I spent about $225 @ Costco. We have a food budget of $250/mo so we have $25 left. Granted, we haven't been shopping in about three weeks so the Costco run should def last us through the month. &lt;br /&gt;
&lt;br /&gt;
I've never really tried any frugal hacks before...</description>
      <pubDate>Mon, 17 Nov 2008 10:09:09 PST</pubDate>
	  <author> (Financeaholic)</author>
    </item>
    <item>
      <title>Transfer</title>
      <link>http://kquealey.savingadvice.com/2008/11/13/transfer_45088/</link>
      <description>From my checking account to my ING account of $900! That brings me just shy of my $4,000 goal to be reached by the end of December which will be surpassed by my auto transfer of $150 in early December. Woo hoo! </description>
      <pubDate>Thu, 13 Nov 2008 19:55:39 PST</pubDate>
	  <author> (Financeaholic)</author>
    </item>
    <item>
      <title>Been Awhile ...</title>
      <link>http://kquealey.savingadvice.com/2008/11/12/been-awhile-_45042/</link>
      <description>I have been keeping up with everyone's blogs but haven't posted one of my own in awhile. BB and I are doing well. We got a puppy at the end of October and we are enjoying raising her. Other than that nothing too eventful has happened recently. I got my hair chopped off over the weekend...</description>
      <pubDate>Wed, 12 Nov 2008 14:55:41 PST</pubDate>
	  <author> (Financeaholic)</author>
    </item>
    <item>
      <title>The Fourth</title>
      <link>http://kquealey.savingadvice.com/2008/07/04/the-fourth_40848/</link>
      <description>Happy Fourth of July to everyone! So I'm hoping today will be a big NSD. Basketball Boy and I are going to meet up with his little brother and friends and hang out on the lake for the day. They have gorgeous fireworks out in Snohomish! &lt;br /&gt;
&lt;br /&gt;
Last night was a big spender. Basketball Boy...</description>
      <pubDate>Fri, 04 Jul 2008 11:19:04 PST</pubDate>
	  <author> (Financeaholic)</author>
    </item>
    <item>
      <title>June Net Worth</title>
      <link>http://kquealey.savingadvice.com/2008/07/02/june-net-worth_40783/</link>
      <description>This isn't going to be very pretty ... do I get to use my age as an excuse for not having a positive net worth? Hehe. &lt;br /&gt;
&lt;br /&gt;
Anyways here goes ...&lt;br /&gt;
&lt;br /&gt;
JUNE 2008&lt;br /&gt;
&lt;br /&gt;
AMEX : $341.59 (to be paid in full)&lt;br /&gt;
Costco AMEX : $0&lt;br /&gt;
Visa : $0&lt;br /&gt;
ING Savings : $100&lt;br /&gt;
BofA Checking : $2551.75&lt;br /&gt;
BofA Savings...</description>
      <pubDate>Wed, 02 Jul 2008 13:23:45 PST</pubDate>
	  <author> (Financeaholic)</author>
    </item>
    <item>
      <title>My First Entry</title>
      <link>http://kquealey.savingadvice.com/2008/07/02/my-first-entry_40775/</link>
      <description>Blah. I figured I could waste some time on here today. I want to get this blog up and running. My name is Kayla and I just moved to a nice, one bedroom apartment in Kirkland, with my BF Basketball Boy. So far it has been a great change for me! It was about time to move out of my DF...</description>
      <pubDate>Wed, 02 Jul 2008 12:02:43 PST</pubDate>
	  <author> (Financeaholic)</author>
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