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    <title>New Beginnings</title>
    <link>http://kquealey.savingadvice.com</link>
    <description>A personal finance blog with a little bit of both personal and finance thrown into it.</description>
	<webMaster>info@savingadvice.com</webMaster>
	<managingEditor>Financeaholic</managingEditor>
    <language>en-us</language>
	         <item>
      <title>Holy Cow</title>
      <link>http://kquealey.savingadvice.com/2009/11/05/holy-cow_54846/</link>
      <description>I think I may have just possibly negotiated a $1200/mo. raise bringing my take home pay to around $3800/mo. It would require me to work 10-15 more hours per week but I was going to look for a part time job anyways so this is perfect ... I would start mid-November if this actually pans...</description>
      <pubDate>Thu, 05 Nov 2009 07:44:40 PST</pubDate>
	  <author> (Financeaholic)</author>
    </item>
    <item>
      <title>Persistent Headache</title>
      <link>http://kquealey.savingadvice.com/2009/11/04/persistent-headache_54826/</link>
      <description>Oh my goodness life is stressful lately. Between buying a home, planning a wedding, and full-time work, I'm finding it hard to keep my head on straight! &lt;br /&gt;
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DF and I are supposed to close on our house on 11/30 but we aren't holding our breath because financing is so backed up and the...</description>
      <pubDate>Wed, 04 Nov 2009 11:46:00 PST</pubDate>
	  <author> (Financeaholic)</author>
    </item>
    <item>
      <title>New House Budget - Realistic?</title>
      <link>http://kquealey.savingadvice.com/2009/08/21/new-house-budget-realistic_53098/</link>
      <description>Income&lt;br /&gt;
$2650 (me)&lt;br /&gt;
$2000 (fiance)&lt;br /&gt;
$550 (renter)&lt;br /&gt;
$400+ (part-time jobs)&lt;br /&gt;
Total - $5600&lt;br /&gt;
&lt;br /&gt;
Expenses&lt;br /&gt;
$1314 (mortgage)&lt;br /&gt;
$250 (prop. taxes)&lt;br /&gt;
$36 (HOA dues)&lt;br /&gt;
$40 (home ins.)&lt;br /&gt;
$300 (car ins.)&lt;br /&gt;
$245.03 (car payment)&lt;br /&gt;
$150 (ROTH me)&lt;br /&gt;
$150 (ROTH fiance)&lt;br /&gt;
$175 (fuel)&lt;br /&gt;
$250 (utilities)&lt;br /&gt;
$250...</description>
      <pubDate>Fri, 21 Aug 2009 18:45:56 PST</pubDate>
	  <author> (Financeaholic)</author>
    </item>
    <item>
      <title>House Musings, Engaged, the Usual ...</title>
      <link>http://kquealey.savingadvice.com/2009/08/21/house-musings-engaged-the-usual-_53097/</link>
      <description>I have been gone for far to long but I have been keeping up with everyone's blogs. Too much has happened since my last post. My boyfriend proposed to me on July 4th and of course I said yes! We have also taken the leap into homeownership. We made an executive decision to buy through...</description>
      <pubDate>Fri, 21 Aug 2009 18:25:24 PST</pubDate>
	  <author> (Financeaholic)</author>
    </item>
    <item>
      <title>Paid Off Car</title>
      <link>http://kquealey.savingadvice.com/2009/04/26/paid-off-car_50593/</link>
      <description>I paid of my car last Wednesday and my net worth jumped from a couple thousand to 18K! &lt;br /&gt;
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</description>
      <pubDate>Sun, 26 Apr 2009 20:20:35 PST</pubDate>
	  <author> (Financeaholic)</author>
    </item>
    <item>
      <title>6K Payoff on Wednesday</title>
      <link>http://kquealey.savingadvice.com/2009/04/20/6k-payoff-on-wednesday_50465/</link>
      <description>Hello folks! It's a gorgeous day in WA today, I can't wait to be off work! So you read the title right; I have pulled a little over 6K from savings and I will be paying my car off with that on Wednesday. My savings will be at a paltry $50 or so after that. But by the end of the month...</description>
      <pubDate>Mon, 20 Apr 2009 08:32:27 PST</pubDate>
	  <author> (Financeaholic)</author>
    </item>
    <item>
      <title>2009 Projections &amp; New Beginnings</title>
      <link>http://kquealey.savingadvice.com/2009/03/11/2009-projections-new-beginnings_49286/</link>
      <description>Well, we paid to break the lease early on our apartment and we will be out at the end of the month. We had to pay a month's rent to break the lease which ends on May 31. So while we basically paid rent for April, we will recoup that money in April and then save about $1200-1500 in...</description>
      <pubDate>Wed, 11 Mar 2009 09:23:23 PST</pubDate>
	  <author> (Financeaholic)</author>
    </item>
    <item>
      <title>Questions and Concerns - Need Advice &amp; Reassurance</title>
      <link>http://kquealey.savingadvice.com/2009/02/28/questions-and-conerns-need-advics-reassu_48870/</link>
      <description>Ugh, so many things on my mind. This will be quite a regurgitation of thoughts.&lt;br /&gt;
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BF has very little work right now (he works as a contractor) so we are quite tight every month. He would get about $1400 unemployment every month while I make about $2400 every month. This easily covers...</description>
      <pubDate>Sat, 28 Feb 2009 13:03:19 PST</pubDate>
	  <author> (Financeaholic)</author>
    </item>
    <item>
      <title>A new year means new goals!</title>
      <link>http://kquealey.savingadvice.com/2009/01/02/a-new-year-means-new-goals_46802/</link>
      <description>Haven't written in awhile. I made it through the holidays alive but with a little bit of credit card debt. It sucks but I'm not that disappointed with myself. I was able to get my family useful presents for the cheapest I have ever been able to manage around the holidays. &lt;br /&gt;
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I think...</description>
      <pubDate>Fri, 02 Jan 2009 11:18:22 PST</pubDate>
	  <author> (Financeaholic)</author>
    </item>
    <item>
      <title>The Weekend</title>
      <link>http://kquealey.savingadvice.com/2008/11/17/the-weekend_45199/</link>
      <description>... was very spendy. Basketball Boy and I spent about $225 @ Costco. We have a food budget of $250/mo so we have $25 left. Granted, we haven't been shopping in about three weeks so the Costco run should def last us through the month. &lt;br /&gt;
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I've never really tried any frugal hacks before...</description>
      <pubDate>Mon, 17 Nov 2008 10:09:09 PST</pubDate>
	  <author> (Financeaholic)</author>
    </item>
    <item>
      <title>Transfer</title>
      <link>http://kquealey.savingadvice.com/2008/11/13/transfer_45088/</link>
      <description>From my checking account to my ING account of $900! That brings me just shy of my $4,000 goal to be reached by the end of December which will be surpassed by my auto transfer of $150 in early December. Woo hoo! </description>
      <pubDate>Thu, 13 Nov 2008 19:55:39 PST</pubDate>
	  <author> (Financeaholic)</author>
    </item>
    <item>
      <title>Been Awhile ...</title>
      <link>http://kquealey.savingadvice.com/2008/11/12/been-awhile-_45042/</link>
      <description>I have been keeping up with everyone's blogs but haven't posted one of my own in awhile. BB and I are doing well. We got a puppy at the end of October and we are enjoying raising her. Other than that nothing too eventful has happened recently. I got my hair chopped off over the weekend...</description>
      <pubDate>Wed, 12 Nov 2008 14:55:41 PST</pubDate>
	  <author> (Financeaholic)</author>
    </item>
    <item>
      <title>The Fourth</title>
      <link>http://kquealey.savingadvice.com/2008/07/04/the-fourth_40848/</link>
      <description>Happy Fourth of July to everyone! So I'm hoping today will be a big NSD. Basketball Boy and I are going to meet up with his little brother and friends and hang out on the lake for the day. They have gorgeous fireworks out in Snohomish! &lt;br /&gt;
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Last night was a big spender. Basketball Boy...</description>
      <pubDate>Fri, 04 Jul 2008 11:19:04 PST</pubDate>
	  <author> (Financeaholic)</author>
    </item>
    <item>
      <title>June Net Worth</title>
      <link>http://kquealey.savingadvice.com/2008/07/02/june-net-worth_40783/</link>
      <description>This isn't going to be very pretty ... do I get to use my age as an excuse for not having a positive net worth? Hehe. &lt;br /&gt;
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Anyways here goes ...&lt;br /&gt;
&lt;br /&gt;
JUNE 2008&lt;br /&gt;
&lt;br /&gt;
AMEX : $341.59 (to be paid in full)&lt;br /&gt;
Costco AMEX : $0&lt;br /&gt;
Visa : $0&lt;br /&gt;
ING Savings : $100&lt;br /&gt;
BofA Checking : $2551.75&lt;br /&gt;
BofA Savings...</description>
      <pubDate>Wed, 02 Jul 2008 13:23:45 PST</pubDate>
	  <author> (Financeaholic)</author>
    </item>
    <item>
      <title>My First Entry</title>
      <link>http://kquealey.savingadvice.com/2008/07/02/my-first-entry_40775/</link>
      <description>Blah. I figured I could waste some time on here today. I want to get this blog up and running. My name is Kayla and I just moved to a nice, one bedroom apartment in Kirkland, with my BF Basketball Boy. So far it has been a great change for me! It was about time to move out of my DF...</description>
      <pubDate>Wed, 02 Jul 2008 12:02:43 PST</pubDate>
	  <author> (Financeaholic)</author>
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